http://www.trulia.com/voices/profile/Real_Estate_Pro-Exeter_NH-92614/The latest answers submitted by Laurel Trzaskoma to questions asked on Trulia Voicesen-ushttp://www.trulia.com/voices/Home_Selling/Has_the_tightening_of_credit_over_the_past_two_wee-7060Answer by Laurel Trzaskoma: Hi Michael, Coming in late to this question, but since I am in NH I felt I could at least provide some insight for you regarding the local market and the impact that credit and interest rates are having. I think that the sales prices are always going to respond to changes in credit and in rates. However I feel like this has only been a positive thing for our market. Honestly if we had seen prices continue to escalate as they were and had buyers out there getting loans that they were really stretching to afford we could have ended up in a far worse situation. Yes, prices have levelled out, loans are harder to get. But this is not a cause for dismay. This is going to lead us into a normal market with safer lending practices. That is what we really want to see. We need stability. Right now I feel like we are in a good place overall. I see prices that have come down, levelled out and are becoming for the most part, more stable. I see lenders that are being a little more strict with their practices. This, especially with the recent rate drop, makes it a good time to buy. We are nearing, in my opinion, the level ground in prices, and now there will be a slow steady normal appreciation rate. While that is not appealing to some people who long for the days of the 10% (or more) appreciation a year kind of market, I feel like it is a safe, sane, market that won't lend itself to bubble bursting kinds of prices.Fri, 21 Sep 2007 09:02:22 PDThttp://www.trulia.com/voices/Market_Conditions/Where_can_I_find_an_accurate_listing_of_what_has_s-5302Answer by Laurel Trzaskoma: The most accurate and up to date information can be easily obtained by asking a local agent. Our MLS info is up to day by the minute. I live in Exeter, I do real estate in Exeter and I would be glad to give you the information you need, no obligation at all. Feel free to contact me and I can email you the info quickly.Fri, 21 Sep 2007 08:37:18 PDT