http://www.trulia.com/profile/jamesdudley/The latest answers submitted by James Dudley to questions asked on Trulia Voicesen-ushttp://www.trulia.com/voices/Agent2Agent/I_am_an_agent_that_is_looking_for_an_investor_with-187566Answer by James Dudley: I agree with a portion of your comment. Trulia is a networking website, however 90% of the content consists of agents trying to win over prospective clients by responding to their questions. To solicit other agents for investors with capital in this market is a little narrow minded don't you think? Most of us are working very hard to get what business we can. Why would any agent want to hand over such a client to you? If this is your networking plan to gain buisness then who is really the stupid one here?? I apologize for my smart a*% comment it was a bit harsh. I will let the responses to your request dictate it's validity. Good Luck!Wed, 30 Dec 2009 14:57:56 PSThttp://www.trulia.com/voices/Agent2Agent/I_am_an_agent_that_is_looking_for_an_investor_with-187566Answer by James Dudley: Oh gheez! I don't need any money let me give you some of my clients! Not the right forum for this type of question in my opinion.Wed, 30 Dec 2009 08:33:29 PSThttp://www.trulia.com/voices/Property_QandA/On_this_listing_it_says_lb_holds_em_certified_wh-187625Answer by James Dudley: James, This means that the listing broker holds the earnest money deposit and it must be certified funds. It says you are buying and selling in Grayson. Are you working with an agent? I would be glad to assist you on either end of your transaction if you do not have a commitment.Wed, 30 Dec 2009 08:50:48 PSThttp://www.trulia.com/voices/Home_Buying/Where_is_the_Fayetteville_real_estate_market_going-187595Answer by James Dudley: Tom, Fayetteville is a nice area and the friends I have there are very happy and have been so for many years. Just be aware of the school dist. when considering this area and choose the best dist. for resale purposes. If you are not working with an agent feel free to contact me and I can get you connected with one of the top agents in that area. Our relocation network specializes in giving you the right data to help you make a good decision when moving from out of state.Wed, 30 Dec 2009 08:48:11 PSThttp://www.trulia.com/voices/Property_QandA/what_was_the_owner_name_before_forcloser_-187570Answer by James Dudley: Why would you need the name of the previous owner?? Do you think they are going to tell you how great, wonderful, and what good shape their home was in before it was taken from them? Not a good idea. If you are interested in the property then you should get an independent evaluation of the home and not information from the disgruntled previous owner.Wed, 30 Dec 2009 08:39:55 PSThttp://www.trulia.com/voices/Agent2Agent/I_m_an_agent_that_is_considering_starting_to_sel-187561Answer by James Dudley: Ginger, First of all you are trying to get into the REO game a little late. Everyone has been trying to jump in this area since the market went bust. Most banks are not considering hiring new REO agents at this time and if they are they have a list of agents waiting in line. Consider working with an established agent to learn the biz. You can also look for other opportunities like HUD homes. Good luck!Wed, 30 Dec 2009 08:30:53 PSThttp://www.trulia.com/voices/Home_Buying/buying_a_home_that_is_a_preapporved_short_sale_wit-187192Answer by James Dudley: This is a hard question to answer without viewing the property. Do you have a list of known items that need attention? The seller most likely will not be able to make the repairs since they are already in a short sale situation.Tue, 29 Dec 2009 13:33:39 PSThttp://www.trulia.com/voices/Home_Selling/I_bought_my_house_years_ago_when_the_market_was_a-187468Answer by James Dudley: Shseller, I'm a local agent and actually live in Sugar Hill myself. I would be happy to work up a estimated sales price for you. Feel free to contact me if I can help.Tue, 29 Dec 2009 13:30:04 PSThttp://www.trulia.com/voices/Home_Buying/How_much_to_real_estate_agents_for_the_buyers_and-176698Answer by James Dudley: Good luck with your testing results. Installing a mitigation system should not be a huge expense for the seller and now that they are aware of the issue it must be disclosed to any buyer.Tue, 29 Dec 2009 13:28:05 PSThttp://www.trulia.com/voices/Home_Buying/What_are_the_typical_closing_costs_and_prepaid_ite-177627Answer by James Dudley: This can vary based on your closing date, title insurance, taxes etc. Need a closing attorney? My wife works at Weissman, Nowack, Curry & Wilco. Feel free to contact her to schedule your closing. Her name is Sarah.Tue, 29 Dec 2009 13:24:56 PSThttp://www.trulia.com/voices/Property_QandA/Can_someone_help_me_about_the_property_at_tiller_-187548Answer by James Dudley: Steve, I would be glad to help you. Do you mind posting more information or feel free to contact me. My information is posted on my Trulia Profile.Tue, 29 Dec 2009 13:12:55 PSThttp://www.trulia.com/voices/Home_Buying/How_much_can_I_offer_for_a_house_listed_at_if_I-186494Answer by James Dudley: Rvalere, You can offer anything you like, but the seller may not like it. The best way to determine value is to use a realtor and get a market report on the area that provides you with the sales data. This will help you define a offer price that will be a good deal for you and not offensive to the seller.Wed, 23 Dec 2009 10:18:18 PSThttp://www.trulia.com/voices/Market_Conditions/Where_is_the_niche_to_provide_real_estate_servic-185239Answer by James Dudley: Ken answered your question the best. You can be an assistant to a realtor. You can also consider property management.Wed, 16 Dec 2009 14:41:37 PSThttp://www.trulia.com/voices/Financing/My_wife_and_I_closed_on_our_home_in_stone_mountain-182460Answer by James Dudley: Consult a tax advisor about your situation. It may be possible that you will qualify for the credit. Good luck!Wed, 2 Dec 2009 11:46:54 PSThttp://www.trulia.com/voices/Remodel_and_Renovate/I_am_in_the_process_of_converting_my_car_garage_i-174372Answer by James Dudley: I don't recommend it. Most people want a garage to store their car and other items in. If not done property this could also prevent your home from qualifying for FHA and VA loans. This would limit the resale potential for your property dramatically.Tue, 27 Oct 2009 06:01:32 PDThttp://www.trulia.com/voices/Home_Buying/Any_opinions_on_Harbor_Club_-172643Answer by James Dudley: Cta, Harbor club is a nice community. It probably ranks in the middle as far as golf communities go in the sinclair/oconee lake area. Now is a great time to buy homes in the 500K and up price range. You can save well over 100K compared to prices a few years back.Mon, 19 Oct 2009 10:31:19 PDThttp://www.trulia.com/voices/Home_Buying/What_are_the_good_and_bad_points_of_the_Sienna_nei-172384Answer by James Dudley: The homes in Sienna are nice and well built, but if outdoor living is important to you the you will find the lots less than desirable. There are a lot of options for you to explore in this area. If you need a great buyers agent who knows the area feel free to give me a call.Sun, 18 Oct 2009 18:11:46 PDThttp://www.trulia.com/voices/Home_Buying/My_husband_and_I_are_considering_buying_a_townhous-172195Answer by James Dudley: Be sure to check rental guidelines for any town home community you purchase in. Some don't allow you to rent and others only allow a % of homes to be rented out. Get your agent to research the Association for these terms.Sat, 17 Oct 2009 10:12:31 PDThttp://www.trulia.com/voices/Foreclosure/Has_anyone_heard_of_Jonathan_Blackwell_the_k_loan-172190Answer by James Dudley: I think he is with Wells Fargo. I have never worked with him, but I have a Wells Fargo Contact that is very good with these loans that I have worked with on many deals. Regardless of Johnathan Blackwell's marketing he can only work within the lending guidelines. Any lender familiar with these loans and who works hard should have no problem getting one closed.Sat, 17 Oct 2009 09:00:27 PDThttp://www.trulia.com/voices/Financing/My_husband_and_I_recently_foreclosed_on_a_home_we_-172166Answer by James Dudley: Your best bet may be to consider a lease purchase. This way you have a lease agreement for two years to help establish your credit and payment history again. Once you lease is up you should qualify for a mortgage and you can purchase the property for an already negotiated price.Sat, 17 Oct 2009 07:27:52 PDThttp://www.trulia.com/voices/General_Area/I_heard_it_was_difficult_to_find_utilitie_companie-171311Answer by James Dudley: I can help you with that! I can also help you find a great home in Suwanee! Give me a call I would love to speak with you!Tue, 13 Oct 2009 21:18:32 PDThttp://www.trulia.com/voices/Property_QandA/Can_I_deal_directly_with_the_Bank_If_so_how_do_I_-171264Answer by James Dudley: This property is available for sale, but as Matthew stated RealtyTrac is usually not a valid source for properties for sale. They thrive more on getting people to sign up for their foreclosure list. Now that this property is listed you cannot deal direct with the bank. You will have to negotiate through the banks listing company. It's not a sales pitch to get you to use a realtor, but you are better off having a realtor negotiate these deals for you unless you are a seasoned real estate purchaser. I'm familiar with this area and would be happy to assist you. In addition my wife is a real estate attorney. You can contact me through my trulia profile.Tue, 13 Oct 2009 12:48:10 PDThttp://www.trulia.com/voices/Foreclosure/How_can_I_find_a_short_sale_foreclosure_expert_-169534Answer by James Dudley: Mac, I work with many investors and home buyers in the foreclosure arena. Our brokerage is the local listing broker for HUD homes in five metro counties. In addition to my brokers efforts I have many alliances with foreclosure listing agents in the metro area. I would be happy to assist you with your real estate endevors. Give me a call and we can discuss your objectives and see if we can make a good partnership in finding your property. Just click on my trulia profile for my contact information.Tue, 6 Oct 2009 15:44:28 PDThttp://www.trulia.com/voices/Home_Selling/I_have_a_acres_fenced_pastures_small_horse_barn_-169490Answer by James Dudley: Joan, I don't work in that area, but I did grow up near by. I would be happy to refer you to an agent that could assist you with a price analysis. You can send me an email or give me a call with your information and I will be glad to pass it along to a reputable agent that works in your area. Just click on my profile for my contact info.Tue, 6 Oct 2009 10:16:51 PDThttp://www.trulia.com/voices/Home_Buying/Single_Family_Home_in_Cumming_Would_you_suggest_-169275Answer by James Dudley: I wouldn't consider new construction at this point in the market. There are still just too many great deals out there to pad your investment against further decline.Tue, 6 Oct 2009 07:55:32 PDThttp://www.trulia.com/voices/Foreclosure/removed-169453Answer by James Dudley: That is an option for you. Keep in mind that even as a short sale townhomes still face the same issues that you are dealing with now. And due to the oversupply there are many foreclosures in the townhome market that go for dirt cheap.Tue, 6 Oct 2009 07:50:49 PDT