Realtors never tell the public what they need to hear, its always, I know this guy that can get you pre-qualified...only to watch the train wreck 10 days before closing because the pre-qual letter is worthless
Please if anyone have questions about buying or selling real estate do not hesitate to contact me anytime!
Robert Erney - Real Estate
I can give you two to begin with..... http://www.needhelppayingbills.com and http://www.nfcc.org
This group will help you to fix your credit. It is free. it is government sponsored. They will teach you all the things you need to get out of debt. Then uif you save $750.00 of your own money, they will triple match it to help you purchase a home. Call them for details and qualifications.
I refer all my clients with credit issues to this group, and if you stick with it and do the work, before you know it, you'll be calling us to help find a home!
Call WECO at 866-432-9326
Doris & Mike Wright
Century 21 HomeStar
Save for down payment by either cutting back on expenses and trivia you don't need OR obtaining a second job(s) acquire the money.
There are no options faster you accomplish these tasks quicker you can own a home, receive annual tax benefits.
National Featured Realtor and Consultant, Texas Mortgage Loan Officer, Credit Repair Lecturer
Follow me on Twitter: http://twitter.com/Lynn911
Obviously, it will take some time, but it can be done and hopefully in enough time for you to take advantage of the tax credit, low interest rates, and low home prices.
America's Lending Solutions
How bad is bad?
One of the areas I specialize in is helping clients rebuild their credit so that they can eventually purchase or refinance their home.
I have included a link for you to view acutal results of a client's report...I'll let you be the judge.
Please email me with any credit or finance questions you may have, email@example.com
I can be reached any time day or night:)
P.S. I have first time home buyer programs too!
Steer clear of any of those services that guarantee your results. Manymotrgagae brokers will counsel you free of charge
If you would like, contact me & I can give you the names of a couple of good people in the NE Ohio area.
If you have a bank that you deal with in your area set an appointment with their mortgage manager or find a friend that has recently made a purchase and get the name of the lender. You have a couple of things you will need to accomplish, find out where you stand with this lender and get some guidance on cleaning up your credit score. I know that purchasing a home is important to you, but getting the right loan and being able to do it without paying an extra high interest rate should also be important. We have about a million families in trouble right now because they were able to obtain loans that set them up to fail.
I would like to recommend that you check out Financial Peace University on DaveRamsey.com, you will learn how to get yourself in a much better financial position and when you are ready to purchase a home you'll do it from a position of strength. Have a great day!