I'm not in your area, but had some thoughts. Most first time home buyer seminars are given by Realtors or loan officers or both. If I were you, I would meet with a lender/Realtor or both and ask them to explain the process to you. The lender will be able to explain to mortgage process to you and assist you in which program would best suit your situation. The Realtor will be able to explain the actual process of buying a home: making an offer, negotiating the contract, home inspection, final walk through, closing process, etc. It is wise of you to have some general knowledge of the process before you jump into it. Best of luck to you, I wish you well.