Home Buying in Hillsboro>Question Details

David Turley, Home Buyer in 84057

I will soon be moving to Hillsboro, OR with my dog to work for Intel and need an affordable place to live.

Asked by David Turley, 84057 Tue May 27, 2008

My dog is a yellow lab and she needs space to run around. I would like as large a yard as possible, which means I probably need an older home, since the new homes have small yards. I probably can't afford anything over $225,000, and that might be a stretch.

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I have nothing to gain by saying that you should first talk to a mortgage loan officer and determine just where you stand financially. Then make a buyer's agency agreement with a good REALTOR member of the MLS. Neither will likely cost you a nickel more, and taking this advice will make your buying experience less difficult, save you innumerable headaches and could save you significant costs over both the short and long term.
1 vote Thank Flag Link Tue May 27, 2008
HAHAHAHAHA Space to run around in Hillsboro. Let me introduce you to our evil nemisis, the dastadly Urban Growth Boundary. Makes yards nearly nonexistent and home COMPLETELY UNAFFORDABLE. You're lucky to find a single family home under $350,000 here. Hillsboro is severely lacking in housing.
0 votes Thank Flag Link Tue Jan 27, 2015
The more people I talk to, the more I hear that I should rent for a while first to find out where exactly I want to live and that sort of thing. At first I ignored that advice, because I really want to have my own house, and my dog needs a yard, but I've heard it so much that I've decided to quit being stubborn and actually consider it. So here are my thoughts:

On the one hand it’s a buyer’s market and interest rates are low and it would be a great time to purchase a house. On the other hand, I don’t know the geography or what neighborhoods are good or bad or indifferent, or the traffic patterns or anything like that. I don’t know exactly where I want to live. So I could rent for 6 months or a year and learn all of that. But if I rent, I’ll have to rent a house, because I have a dog and she needs a yard to run around in. I’m not certain what rental prices are like, but I’d imagine around $800-$900. That’s really only $300-$400 less than a mortgage payment could potentially be, so it just seems silly to be throwing all that money into a rental house where I’m not going to get any equity, and where I don’t have tax-deductible interest. However, with a mortgage, I’m only going to be paying off around $200-$300 of principal each month anyway, so I could instead rent and put the $300-$400 I’d save into a savings account and use it to make a larger down payment on a house when the time comes, and then I’d have more equity in the house than I would have had if I had bought a house immediately.

I know that you all make money by selling houses, but I'd like your honest advice as people, not agents. Should I buy now or rent first and buy later?
0 votes Thank Flag Link Mon Jun 16, 2008
Hi future Hillsboro-ite,
I have lived in Hillsboro for 28 years, and we have a gold colored lab, who needs a lot of room to run around. Many of my clients are looking in that price range, and I am well acquainted with homes in the area for that price range. I can send you listings online to look at, as well as show you around when you are in town and available.
My goal is to help move you forward in your timeframe, make the transaction as smooth as possible, and place you in the strongest negotiating position. I would be honored to represent you.
Michele Fritzler
Windermere Baldwin Properties
michelefritzler@windermere.com
503-577-5459
0 votes Thank Flag Link Mon Jun 16, 2008
Hello David,

I will be more than happy to help you find a home. Check me out at http://www.sunnyoregon.com.

Dorothy Merritt
Re/Max Equity Group, Inc.
1300 NE 48th Ave. Ste. 500
Hillsboro, OR 97124

503 495-3541
Web Reference: http://www.sunnyoregon.com
0 votes Thank Flag Link Fri Jun 13, 2008
David, check out this home in Aloha. It's $214,900 built in 1999, is 1417 sq ft, has a large fenced yard, and is in great condition. You can see it by clicking on the web page below. You will find pictures and information including a virtual tour. Let me know if I can show it to you.
0 votes Thank Flag Link Sun Jun 8, 2008
There are many homes around in the $225,000 range and below with yards big enough for your lab. The quality of the homes vary but, about every 3 out of 10 seem to be attracive to the buyers we have been showing homes to in that range. Remember as an Intel employee Wells Fargo Home Mortgage provides discount home morgages to blue-badge (permenant) employees. The morgage broker we work with can rarely beat the Wells Fargo/Intel discount. We have lived in Aloha for the past 15 years and loved the area. We have a 4 mile walk that we take our Weimaraner on through wooded neighborhoods. We currenlty have one home listed in your price range in the Aloha area and know of others.
0 votes Thank Flag Link Sun Jun 8, 2008
The good news is that you will be able to find something in your price range, the bad news might be the condition of an older home with a large yard. Have you considered sending your dog to doggie day care where he/she will have friends to play with and you might be able to find a home that will fit your desires.
Also good advice on the first post about checking with a lender about what you can qualify for. You can do some internet searching for properties from many websites that will help you to get an idea of what is available in the area in your price range. My link is provided below and you can use the property point box to circle an area of interest and see what the list prices for homes are in that area to help you get comfortable with availability and pricing. You might also consider Aloha which is nearby and has an increased selection of homes in your price range. Good luck
0 votes Thank Flag Link Thu May 29, 2008
David,

I count over 160 active detached single family homes within reasonable commute distance from most of the Intel facilities, priced under $225,000. Of those, 17 are located on lots of 10,000 to 15,000 sq. ft., so there are options, but will depend on your other housing needs (bedrooms, storage, condition, etc).

The first poster is right -- you'd be best to have a lender run your income, debt, credit score, employment history for a solid picture of what you will qualify for. Any agent you choose will be able to recommend reputable mortgage professionals to contact.
Web Reference: http://www.repdx.com
0 votes Thank Flag Link Tue May 27, 2008
I would love to help you and I guarantee my performance! When you want a list of great properties with dog friendly yards give me a call. I'm sure I can find you a haome in your price range! Email me and we can get started!
0 votes Thank Flag Link Tue May 27, 2008
David;

I own the Re\Max Office here in Hillsboro. This could be a stretch indeed but there are a few that I am working with.

Send your email to dirkknudsen@gmail.com and I will forward you a complete list fo options for you. There are plenty of dog parks and areas near parks so getting her out should not be an issue. If you did not already know this is a big dog friendly area and community.

Email or call. You do not need any other referral. My team has been here 25 years and can offer you some specific benefits for working with us!

Regards;

Dirk Knudsen
Re\Max Hall of Fame
#1 Rated Re\Max Team in Oregon
503-799-8383
Web Reference: http://www.nwhomcenter.com
0 votes Thank Flag Link Tue May 27, 2008
Hello David,
Please let me know if you would like me to refer you to an agent in your area to help you with your search?
Take Care,
Selena McNeill, Broker
Century 21 Gold Country Realty
(541) 390-0595
0 votes Thank Flag Link Tue May 27, 2008
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