You seem like you are doing the proper steps to re-establish your credit. I work with a great lender that can still finance just a few days outside of bankruptcy, providing that other conditions have been met. Please visit my site for more information. thank you, Tracey Hartson
This is the best time for you to meet with a reputable lender to make sure you are ready to go 8 months from now when you hit the 2 year discharge mark. They can help you review and clean up your credit report plus advise you on steps to take to raise your credit score. You would also be wise to save up for a down payment, the mortgage industry has changed a great deal this year and there is no guarantee that a seller will be allowed to assist with your down payment.
Contact me if you want some lender recommendations, there are several that have worked with my clients for months, even years as they recovered from bankruptcy and worked towards buying a home.
Thanks for the question and best wishes!
"At least two years must have elapsed since the discharge date of the borrower and / or spouse's Chapter 7 Bankruptcy, according to FHA guidelines. This is not to be confused with the bankruptcy filing date. A full explanation will be required with the loan application. In order to qualify for an FHA loan, the borrower must qualify financially, have re-established good credit, and have a stable job."
Hope this helps!