Property Q&A in 08015>Question Details

Carole Hare, Other/Just Looking in New Jersey

Who holds the mortgage on this property.?

Asked by Carole Hare, New Jersey Sun Jan 25, 2009

Would like to talk to the Bank or Mortgage Co. about purchasing this home.

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Hello Carole Hare,

It appears the mortgage is held by First Magnus Finl Corp and Lisa Conklin appears to still own the property. At this point attempting to get in touch with Ms. Conklin would be my first course of action.

Mark Schneider
Schneider Real Estate Agency
"The Real Estate EXPERTS"
2 Market Street
Browns Mills, NJ 08015
office: 609-893-5800 x303
cell: 1-609-893-4600 fax: 609-893-5858
web site:
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follow us on Twitter @ SchneiderRELST8
0 votes Thank Flag Link Tue Feb 8, 2011
Carole Hare: The property in question was listed as a short sale for a total of 341 days starting at $189,900 and ending at $169,900. It expired 12/31/2008. Perhaps you know all this. Since it did not sell during the listing, it may be in the process of foreclosure or it may have gone under contract and the agent has not updated the record to reflect that. You just can't tell.

If it is the toils of foreclosure, the mortgage company cannot sell it for they don't own it----yet. After it goes through the process, the mortgage company may attempt to sell it through a Realtor or they may be open to offers or they may package it out to a mortgage service company.

You can find out who the company is by going to the county court house and looking up the Deed records or the lis pendens records, which is the filing record for court actions in default of payment.

It may take a while for all the process to work its way through.

I suggest you work with a Realtor to find properties that are more available now. I do cover the area.
0 votes Thank Flag Link Mon Jan 26, 2009
Looks like you're going to have to go to the county court house and look up the lien holder in the public records there. Do you know who to contact at the bank or mortgage company to present your offer to?
Web Reference:
0 votes Thank Flag Link Sun Jan 25, 2009
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