I won't stagger you with the lists of stuff you'll have to pay for in any closing. A couple other people have already done that. But do keep in mind that the floating percentage of your total purchase price varies little at closing. Lawyer's fees vary, PMI Insurance either is or is not a factor, etc. Anticipate a total closing bill of between 2.25% and 3%. I cannot re-iterate enough that it is the job of your lawyer to go over and explain, highlight major differences among and prepare you to totally anticipate each charge. You should never be in a position of being surprised at closing. Good luck and enjoy life in West Orange!
As John already stated there are title insurance fees, recording, reserves in escrow, your attorney's fees, and a lender commitment fee. If you have any more questions or just want to use me to keep your broker honest you can email me at firstname.lastname@example.org Good Luck!!!
That would depend on how much you are putting down and such.
You have attorney fee's, title, survey, bank fee's, recording fee's, tax reserve, mfirst month payment, and should run in the 6000 range.
The closing is pretty much set and you should get hud statement explaining all the charges, which your attorney will explain to you in detail before closing. I go to all of my closings and most people are amazed at how mmnay people get a piece of the $ .. but it is what it is.
Good luck and enjoy your new home.