The best thing that you can do is to contact 2-3 local lenders in the area in which you are interested in purchasing a home. Tell them exactly what your situation is. Go through your financial profile with them and ask them what your best course of action to proceed ahead will be.
Be sure to get written good faith estimates from any lenders you talk to, so you know all costs associated with your purchase. You probably don't want all of them to pull your credit, as it affects your credit score.
Sandy Shores, Realtor
M & M Real Estate, Inc
Residential, Investment & Relocations
Florida's Space Coast