Financing is available for people with traditional qualifications like documented income, verifiable assets and good credit. Marginal buyers are going to have a difficult time for sure. Make sure you have a fully approved buyer before spending too much time tying up your contract.
Great question. While the availability of jumbo loans for buyers may be a concern for the majority of the United States, there are buyers in Manhattan that qualify for these loans or are able to purchase a home in cash.
Your additional concerns should be on how you're showing your home to buyers, if your apartment is getting in front of as many buyers as possible, if your RE Pro is pro-active, and if you've priced your apartment competitively. An over-priced apartment will sit on the market. Buyers in Manhattan also want value.
Radar Logic - formerly known as Miller Samuel - provides real estate statistics and appraisals for New York City. They're viewed as the authority of real estate market statistics and every good real estate brokerage pays attention to them. I've included the link below, regarding condo sales on the UWS, for your review and information.
Feel free to contact me to discuss marketing and selling your home.
Jessica, Let me know if you need the name of a great Prudential Douglas Elliman agent.