Like Penny said the worst the bank can do is say no...or sell it to someone else if there is another offer.
On the other hand, how upset would you be if someone swooped in with an offer of $36,000 and you didnt get the home?? If that situation would upset you more then you probably want to offer a little bit closer to list.
Wow, only $35,000, some people pay more for their cars then that. If you're willing to pay cash and it's been on the market for that long something/somethings must really be wrong with it. In Las Veags properties at that price have price bidding wars on them. Hopefully, you did an inspection on the property and have had a contractor come in and give you a bid on the repairs etc. Then take it from there. Have you had your Real Estate agent performed CMA on the property? Good luck. It sounds like a good deal.. Just make sure to make an educated decision. Enjoy your day. Penny O'Brien
Penny O'Brien with Simply Vegas