I live in Little River, myself...right across the bridge and about 3 minutes from Ocean Drive or Cherry Grove.
From what I've seen of friends that live in North Myrtle or Myrtle, I think we have it made here. The property tax on my condo is lower than on my car. Not sure about insurance on a regular house, but it's very affordable on my HO6 policy. Personally, I'd rather live this close and stay on Hwy 17 than to try and live on Hwy 90, or even off 501. Carolina Forest is so far from the beach...and having to drive on 501 is awful. So my personal recommendation is Little River!
For the most part, west of the intra coastal waterway and outside of any city limits would give the lowest rates. These areas would also include the un-incorporated areas of the county. It will really depend on what your plans are for your property. (as far as taxes) If the home will be your primary residence, your taxes will be lower. Also, if it is your primary residence and you are over 65 or older, you will also qualify for a $50,000. tax credit on your assessment. (They want people to retire to Myrtle Beach) If you use your property as a second home or vacation rental your property taxes will be a little more. Hope this info helps.
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Real Estate taxes are lower in Unincorporated areas of Horry County such as Carolina Forest. You would not believe how many different quotes insurance companies give. I always give my buyers at least 10 insurance companies to call. You can also receive better rates after the Hurricane season if the areas has not had any problems.
I will be more then happy to email you an estimated property tax report for the area. Please bare in mind that it will be close, but notice the difference between primary and 2nd homes. The most important thing you must know is to stay out of city limits.Feel free to contact me at firstname.lastname@example.org or call me @ 843- 457-1956.You can also visit my web @4yourbeachhome.com.
I agree with Cary and would also add that property taxes in the county are lower and homeowners insurance is even less in unincorparated areas of the county west of the Waccamaw River. I moved from Myrtle Beach(29588) to Conway in the county (29526) just 3 miles from Main Street and my taxes are the lower I have paid since I moved here in 1993.
I hope this helps and wil be more than glad to do some research for the areas in which you are interested.
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