A short sale isn't as harsh as a foreclosure, and it's becoming a popular method for homeowners to get out of their home. Basically the lender agrees to take less than you owe for your home.
If you'd like more information, please let me know. I've successfully sold several short sale properties this year, and understand the process completely so that it will be a seamless process for you and your family.
Check out my profile, and if you think I'm a good fit for your needs, give me a call 901-201-0280 or send me an email at firstname.lastname@example.org and I can help!
Keller Williams Realty
credit report, but you should talk this over with an attorney or accountant or both for specific and professional advice. You're facing a tough decision after already facing a tough time think this through thoroughly and seek out the advice of those professionals.
I would talk to either my lawyer or a credit counsler about how this would effect my credit down the road. If you have been clean since for the last 2 years I would try every thing I could to kep it going in the right direction.