Most of the Attorneys are base their charges "per hour" and can easy chare $ 3-5K upfront fees with out any promisesâ€™ to do the "JOB". The Real Estate Brokers who do loan modification in California are obliged to follow the Advance Fee Agreement laws. and will have to return could be all 100% if they did not perform the loan modification. My company is among few companies in California who can do Loan Modification and will return the money if the modification will not happened. More over we will review your documents and tell you "in front" if you can get it or not and will not charge any fees.