Question Details

Kelli, Other/Just Looking in Louisiana

what is a minimum credit score for a VA home loan?

Asked by Kelli, Louisiana Tue Jan 6, 2009

Help the community by answering this question:


While government loans are not meant to be credit-score driven for approval, most lenders have started lately implementing a minimum credit requirement to even view a submission or the loan will be denied. Some will go down to 580 and some won't even touch below 620.

However, I can qualify you for a VA loan with a minimum 550 score at Flagstar. If you have any questions about the qualification process or need a pre-approval, please feel free to contact me.

Luke Allison
Flagstar Bank

Apply Online @
0 votes Thank Flag Link Tue Jan 6, 2009
GREAT QUESTION: loans are not just based on credit score, also includes debt ratio, employment history, downpayment many other factors. Best contact a mortgage broker who can review your entire financial records determine your best interest on your short/long term goals.
Web Reference:
0 votes Thank Flag Link Tue Jan 6, 2009
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