Mike Ceparano, 813-417-6698
I know the neighborhood, I've sold several homes there. If you in fact owe $260,000 on the home, your property is (roughly, and without having seen it in person) worth $80,000 - $100,000 less than what you owe. Talk with your bank, try and work something out. There are other options available as well, but I suggest you start there.
Best of luck, and if I can help I'm a phone call or email away.