Based upon your information, it appears you would be able to qualify for a loan. It all depends on your downpayment, just as the previous response stated. If you are a Veteran with your Certificate of Eligibility you can have a 'No Money Down' mortgage (VA loan). If not, we can still help you on the mortgage side, or if you are not able to come up with a downpayment (3.5% of the purchase price) I recommend our Rent To Own option - http://www.suburbanrtohomes.com. A few years ago we realized that all the 'crazy no money down' mortgages were going away, so we started our rent to own program. Check out our website at http://www.suburbanrtohomes.com - 100% of your rents are applied to the downpayment, all our homes are rehabbed, and they come with brand new stainless steel appliances and new washer and dryer.
3933 75th St
Aurora, IL 60504
If you are looking to get qualified I can certainly help you with that
Ardain Mortgage Corp.
As soon as you get your pre approval letter, a must in today's market, I could get with you to find out the specifics your are looking for in a home and email some properties to you. Feel free to contact me at the e-mail address below.
Have a Great Day!
We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
I AM A REALTOR WHO IS VERY FAMILIAR WITH THE AREAS YOU WILL BE LOOKING IN TO PURCHASE YOUR FIRST HOME. PLEASE FEEL FREE TO CONTACT ME IF THERE IS ANYTHING I CAN HELP YOU WITH. YOU CAN VISIT MY WEBSITE AND SEARCH THE MLS FOR PROPERTIES IN YOUR AREAS.
YOU SHOULD HAVE NO PROBLEM GETTING A FIRST TIME HOMEBUYERS LOAN. YOU HAVE MANY OPTIONS TO LOOK AT. I CAN HELP YOU THROUGH THE PROCESS.
HAVE A WONDERFUL DAY,
MCCOLLY REAL ESTATE
TINLEY PARK, ILLINOIS
Good luck and let me know if I can help.