If you need the cash, I would talk to a local expert to help you arrive at a market value just below the leading edge of the market and get the job done now. If you can afford to wait 3-10 years, you may want to hang on. You may want to check out my website and read my market update as time permits.
Just an idea.
Real Estate Broker & Loan Officer
Keller Williams Realty & Sunset Mortgage Co.