To answer your question - lenders do have some power to evaluate potential borrowers on a case by case basis. Given what you've stated here - it sounds like documentation of your history, and verification of your current/future employment should not be difficult to come by. You shouldn't need to use the stated income method in the first place.
You may also want to consider the option of renting for a short period of time. Moving to a new area you're not familier with can be tricky. What neighborhood do you want to live in, what is the market like, there's all sorts of things you just can't really figure out until you've been there for a little bit. Even a 3 month lease somewhere should be enough. Might cost you a tiny bit of money during the lease period - but might save you a whole lot of headache and regret down the line.
By the way, to answer Mike, there are a number of different Realtors who try to answer all questions as we have the time
I am a mortgage lender in middle Tennessee. Currently stated income is not an option in the mortgage industry, but, based on the details you stated, you won't need a stated income program. With employment already in place we can do a verification of your employment and salary and use that for your income. I would love an opportunity to speak with you regarding the best loan options for your situation. Please
contact me at firstname.lastname@example.org.
Fell free to contact me. email@example.com
Please feel free to call me to discuss this further. I am confident that I have exactly the right person to help you with this. She has done many loans with this same scenario for me in the last month. My number is 615.430.4477 Look forward to speaking with you!