Wendi, That would depend upon your office. Each office will have an employee/independent contractor agreement with you that will define what fees are to be paid to the company, client, E&O insurance, risk management fees, desk rental fees, etc. These fees are typically taken out of a commission check after the company's percentage is deducted from the gross commission earned. Any advertising and marketing expenses are usually paid by the agent prior to any sale transaction occurs. We incur those expenses with no guarantee that the home will sell in order to recoup our out of pocket expense. If you are newer to real estate then your split with the real estate company could be a 50/50 split or in that ballpark. You just need to do the math. With any business, you need to spend money to make money and the first year in real estate can be the most difficult. But if you are meant to help buyers and sellers in their home relocations, you will endure. Good luck!