Maybe you can use that to prove it was a short sale instead of a foreclosure. Your loan officer would have to take it from there and give you advice on how to work with the credit bureaus on this.
I hope this information helps! Best Wishes!
I think you need to talk with the lender with whom you did the short sale. The ideal comment is "settled". Yes, a short sale is going to negatively affect your credit rating, however it is not as bad as a foreclosure.
Generally part of the short sale negotiation is how you and the lender agree to characterize the transaction. So before the short sale concludes, all parties have a clear understanding as to how the account will be closed, and "settled" is the preferred term.