I don't want to assume that you don't qualify for a traditional mortgage because of your credit. As a seasoned mortgage professional, I understand that there may be other factors that affect your ability to obtain a mortgage at this time. Unless you have experienced some significant event, there are lenders that will do loans with score as low as 540.
I expecially enjoy working with buyers who need a little help. I also offer credit counseling. Let my expertise help you purchase or prepare to purchase a home in the near future.
I would be glad to speak with you to discuss whether I can offer you another option to leasing.
JACQUELINE L. CLARKE
Down Payment Assistance Specialist/Loan Officer
Enterprise Mortgage Group, LLC
Winter Park, FL 32789
Remember if the property is distressed (short sale / foreclosure) it's next if not impossible, your best bet is a non-distress property the owner owned before the big price run or a home the owned put a lot of money down. Mostly you will find people need to sell before they can buy due to loan criteria.
I've placed a few over the last few months and we were able to work around some problems.
Let me know if I can help, also the mortgage company I use can work with you to fix your credit and they don't charge upfront fees.
Visit my website and if I can help please contact me,
Dave Lowe, broker
GRI â€“ ePRO â€“ GREEN (Designations) http://brokerdave.topproducerwebsite.com/daves-designations.asp
Two4One of Orlando (Orlando Website) http://two4oneoforlando.com/
Two4One.com (Corporate Website) http://two4one.com/
Customer Testimonies http://brokerdave.topproducerwebsite.com/customer-testimonial.asp
Daveâ€™s Bio http://brokerdave.topproducerwebsite.com/daves-bio-.asp
Hope this has helped. If I can be of further assistance, please call me.
Coldwell Banker Residential Real Estate
Many sellers today may not be willing to entertain a lease purchase. A word of caution - you need to be aware of the owner's financial position. A number of owners are in a pre-foreclosure process which may cause a problem for you. Be careful of the non-refundable down payment that may be required. It would be a good idea to contact an attorney to assist you with the lease option as well as researching the stability of the property owner.
If I can be of assistance, please do not hesitate to contact me.
Prudential The Property Place