Property Q&A in Camden>Question Details

Sue, Other/Just Looking in Camden, NJ

My fico score is 692 and my 3 credit scores are from 644-677. Do i have a chance @ this house?

Asked by Sue, Camden, NJ Wed Jan 21, 2009

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You should still be able to get this home. Guidelines have tightened up, but there is still lending out there. Are you going FHA?
0 votes Thank Flag Link Mon Jan 26, 2009
As was stated 580 is the lowest qualifying score for FHA. Also some really great home buying programs will get you into a home like this with almost no money down. It's easier than you think to qualify.

The fairview section of Camden is a nice area and have some real opportunity now for home ownership. If you like to be qualified I can arrange an easy over the phone pre qualification.

Are you pre qualified yet?

Call me Larry Sarlo No charge no obligation!
0 votes Thank Flag Link Wed Jan 21, 2009

It sounds as if you have good FICOs. 580 is the lowest for a FHA loan. The other factors are your income employment and debt. Feel free to call me in my office to discuss. I'm very familiar with Fairview.

Best Regards,

Jeremy S. Hill, Realtor Associate
Keller Williams Realty
Office: 856.685.1651
Direct: 609.876.5817
Fax: 609.482.8235
Licensed PA, NJ
"Your Interest 1st Always"
0 votes Thank Flag Link Wed Jan 21, 2009
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