I would love to talk to you more regarding your financing options to answer your question in the most accurate way . You can contact me anytime.
Mid Atlantic Capital
405 Kings Highway South
Cherry Hill, NJ, 08034
Toll Free: 800-232-5171 ext. 501
Web Address: http://www.midacap.com
Yes there are hard money lenders out there. Like Dale said below their max loan to value will be tops 70%. Some lenders will do it based off the finished price and some will do it based off the cost to build. Just remember hard money is also based off your credit, are you able to prove income, do you have assets etc. Should you need any further assistance please let me know. Thank you and good luck