Home Buying in Boynton Beach>Question Details

Jose Estrella, Home Buyer in Boynton Beach, FL

me and my wife has been leasing aptms for the las 4 yrs and had spent over 36 grandsm this yr am expecting to

Asked by Jose Estrella, Boynton Beach, FL Sat Feb 21, 2009

spent 12,985 on a 1048 a month lease, am tired or throwing money this way, i would like to buy a home now that they are more affrodable, we have a monthly fluctuating income in bet, 3 to 3500 a month but had spent our savings for medical reasons. we have a couple of G's saved up, our credit score is not that bad i think over average. this will be a first home purchasing in the us and would like to know waht options do we have and what kind of dwonpayment assistance or grants may be available for us ?

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Dear Jose,

If you are a first time home buyer, there are FHA Loan Programs with 3.5% down payment.
See the website here: http://www.hud.gov/buying/loans.cfm

Also for first time home buyers, is the $8000 tax credit.
For more information: http://www.federalhousingtaxcredit.com/

It would be my pleasure to refer to a mortgage broker that I work with. They will be better able to inform you what programs you qualify for, the home purchase amount, what the down payment and your mortgage payment will be, etc.

Feel free to contact me for more information. Now is a great time to buy, and chances are you will be paying less than the rent you pay now.


Linda Bassitt, P.A.
Lowell International Realty Group
340 Royal Poinciana Way, Suite 314
Palm Beach, FL 33480
Direct Line: 561.313.6961
Email: Linda@LindaBassitt.com
Web Reference: http://www.LindaBassitt.com
1 vote Thank Flag Link Sat Feb 21, 2009
Your best option contact a mortgage broker discuss all your particulars. It requires approx. 3.5% downpayment or more purchase a home. Loan officer will review your financial records, credit scores, debt ratio with you.

The statement about renting vs. owning a home make landlord richer .

Owning a home you receive annual tax benefit.
Web Reference: http://www.lynn911.com
1 vote Thank Flag Link Sat Feb 21, 2009
Hi Jose,

If you would like to search homes for sale you can do so on my website www,BocaHomz.com. I am also a mortgage broker so I can prequalify you for a loan. I can email you an application just send me an email at http://www.bocarealestate@yahoo.com or call me direct at 561-568-1006.

I look forward to hearing from you.
Denine Mckerchie
Remax Advantage Plus
601 S Federal Hwy
0 votes Thank Flag Link Tue Mar 31, 2009
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