Financing in Spring : Blogs

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Deedee Wyms, Real Estate Pro in 77389
   Your debt-to-income ratio (DTI) is a simple way of calculating how much of your monthly income goes toward debt payments. Lenders use the DTI to determine how much money they can safely loan you toward… Read more
Blogged Thu Apr 24, 2014 by Deedee Wyms Home Buying Financing Investment Properties
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Deedee Wyms, Real Estate Pro in 77389
Listen to advertisements for mortgages and you will hear everything under the sun regarding terms. So, what exactly is a down payment for a house?Considering today's market prices for homes and how they… Read more
Blogged Sun Mar 30, 2014 by Deedee Wyms Home Buying Financing Credit Score
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Cat Slussler, Real Estate Pro in 77077
FHA Loan Guidelines in 2012There’s an abundance of misinformation online today, with regard to FHA loan guidelines. You’ll find conflicting information about down payments, credit scores,… Read more
Blogged Fri Apr 20, 2012 by Cat Slussler Home Buying Financing Credit Score
Michelle Can…, Real Estate Pro in The Woodlands, TX
The Five Factors of Credit Scoring There are five factors that comprise the credit score. They are listed below in order of importance, just as an underwriter would look at the score: •Payment History:… Read more
Blogged Mon Apr 9, 2012 by Michelle Cannon Home Buying Financing Credit Score
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Michelle Can…, Real Estate Pro in The Woodlands, TX
Scam Watch: IRS warns of Tax-Refund SchemesHere is a roundup of alleged cons, frauds and schemes to watch out for this tax season.Tax RefundsAs the tax-filing deadline approaches, the Internal Revenue… Read more
Blogged Mon Mar 19, 2012 by Michelle Cannon Crime & Safety Financing
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Michelle Can…, Real Estate Pro in The Woodlands, TX
Taxing Matters: Now’s the Time to Start Planning for Possible HikesAs tax return season starts, many of us are thinking of what we could have done last year to lower our taxes and what we can do… Read more
Blogged Mon Mar 12, 2012 by Michelle Cannon Financing
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Michelle Can…, Real Estate Pro in The Woodlands, TX
Ask The Experts: House Can’t Be Separated from Other Assets In Trust Many homeowners are struggling with upside-down home loans. How to pass those troubled mortgages on to children in a trust can… Read more
Blogged Fri Jan 20, 2012 by Michelle Cannon Financing
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Michelle Can…, Real Estate Pro in The Woodlands, TX
NINE THINGS TO DO AFTER LOSING YOUR WALLET OR PURSE.....Losing your wallet or purse is stressful. Your money, credit cards, driver's license--all gone. Don't fret too much about tracking down contact information… Read more
Blogged Mon Jan 9, 2012 by Michelle Cannon Crime & Safety Financing
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Emily Nget, Real Estate Pro in Spring, TX
So you have made the decision to buy a home?  Congratulations!  Buying a home is always exciting and can be very emotional too.  To help you make this process go smoother, a pre-approval letter… Read more
Blogged Wed Jan 26, 2011 by Emily Nget Home Buying Financing
John Axt, Real Estate Pro in Spring, TX
I was curious to know how affordable housing has become in the Spring, TX area of Greater Houston due to the unprecedented low interest rates.  I started by looking at what the prevailing interest rates… Read more
Blogged Fri Nov 12, 2010 by John Axt Home Buying Home Selling Financing
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John Axt, Real Estate Pro in Spring, TX
I read a great story about how a creative mortgage officer helped a senior citizen avoid foreclosure, stay in her home, pay off some medical bills and obtain cash for future expenses. How you ask? By… Read more
Blogged Thu Oct 28, 2010 by John Axt Financing
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Rick Grau, Real Estate Pro in Houston, TX
Ok, so today I ran into an irritating problem. I had an easy refinance deal - great credit score, plenty of income, nice assets - basically your proverbial slam-dunk deal. A deal that was just derailed… Read more
Blogged Tue Mar 30, 2010 by Rick Grau Financing
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