Your credit score will not suffer when these mortgage companies pull your credit within the same time. That is a myth, and please talk to a lender and they will confirm for you.
What is going to hurt your credit scores are opening several credit cards and not paying your bills on time but when it comes to shopping for a mortgage it is okay. They obviously know that you are not going to take out three mortgages.
Just wanted to clarify that.
If you need a referral feel free to contact me
After that, your lender should have several programs that best fit your needs, and may suggest the loan only be in your husbands name, if your score is a detrement.
Now is an exciting time to buy as there are some awesome deals on homes. Good luck to you both and feel free to contact me if you need additional information.
FHA loans are not score driven, so you should be okay seeing your husband's is so high.
If you are putting down a healthy down payment (at least 5%, but preferrably 10%) you might be approved, but be ready for a rate shock.