My advice is that you get preapproved first to see if you qualify for a home purchase and for how much.
See if you and your boyfriend qualify for the home. Also if your boyfriend hasn't owned a primary home in 3 years he will qualify for the tax credit....
Usually your boyfriend would qualify for a home again through FHA if he foreclosure was 2 years ago. 4 years ago for a conventional loan.
Good Luck Stephanie and hope everything works out for you..
A good lender to contact to help you out with all your questions is
Sr Loan Officer
She has plenty of experience with first time home buyers and with credit repair if you need help in that area as well...
Hope this helps!!
NuHome Finders Inc.
Even though money is tight, there are a few excellent mortgage brokers that we know that can get you and your boyfriend approved. There are a lot of questions and obstacles to go thru because of your situation. I would be happy to refer you to one of our hand-picked mortgage brokers. Please let us know if we can help you thru this maize.
Future Home Realty