Ronal, Home Buyer in Port Saint Lucie, FL

Can you tell us if this home is right up against the Florida turnipike? Traffic Noise?????

Asked by Ronal, Port Saint Lucie, FL Fri Mar 13, 2009

How old is the a/c and roof? Can you adivse what a short sale is? vs a pre-foreclosure vs "contingent on lenders approval"? What lender? How do this work? Haven't purchased a existing home since 1973 not use to all these terms. Please advise.. Thanks

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As far as I can tell by the map, this house is close to the Florida Turnpike, but does not directly back up to the turnpike. There is a land barrier and a small waterway between Danville and the Turnpike. There will be road noise based on the close proximity to the turnpike, especially on "still" nights. The best bet would be to actually get into the house, and see how much road noise you can hear with the windows and doors closed. Some houses are very well insulated and you can't hear anything from the outside!

A short sale is where the current owners are attempting to sell their home for less money than what they currently owe on their mortgages. A short sale is very time consuming, because the lender needs to "approve" the offer before the home can be sold. Depending on the lender, this can take anywhere from 30 days to 6 months. Very rarely do you get an answer on a short sale before 30 days, but it does happen from time to time.

A pre foreclosure is letting you know that the lender has started the foreclosure process. They may have already filed a lis pends with the county clerk's office. From the time the lis pends is filed, it can take anywhere from 8-12 months to finalize the foreclosure process-and sometimes even longer, depending on how backed up the court systems are.

There are pros and cons to putting an offer on a short sale vs a pre foreclosure vs a foreclosed property, and you need to find out which is best for you. There are homes on the market that are being sold "traditionally" (seller is selling the home because he wants to), that are priced similar to those that are listed as short sales and pre foreclosures.

Feel free to call me (772-486-4306) or email me ( and I can answer any further questions you may have on this "new" way of buying and selling!

Hope you have a wonderful evening!

Debbie Redditt, CRS, ePRO
Certified Short Sale Expert
Prudential Florida
1 vote Thank Flag Link Fri Mar 13, 2009

Debbie gave you an excellent answer and all is as she states. This home is in one of the nicer areas of Port Saint Lucie and as to the noise, you'll just have to go to the property and see for yourself whether it's disturbing or not.

Good luck in your search.
0 votes Thank Flag Link Fri Mar 13, 2009
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