Financing in Seattle>Question Details

Jim, Other/Just Looking in Washington

How can I get set up on an alert system whereby my target rate is 4.5% say, and I am sent an email everyday

Asked by Jim, Washington Mon Jan 19, 2009

when rates change and then when they meet my target.

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Answers

5
Rates can be bought down in a heartbeat.. You might already be there. How about 3.875 or 4.25 just closed 3 homes this week....
0 votes Thank Flag Link Wed Feb 25, 2009
Definitely get your loan officer on this. You can't wait for an abstract email alert, then call a lender, get pre-approved, etc. Have your application finalized, and tell them to lock you in if rates ever hit 4.5%. A lender will get you locked in that day - you might miss it by 24 hours trying to do it yourself.
0 votes Thank Flag Link Tue Feb 24, 2009
Hey Jim,

My husband and partner is an amazing Sr. Loan Broker with America One and would be happy to notify you when you will see Interest Rates hit 4.5%. He is located in Seattle, on Lake Union so very close to you -- Kevin Bagley 206-915-3766 Kevin@TheKevLin.com.

I may be biased, however he is awesome. I have him help my buyers as well, who are always very pleased.. He is your broker for life and answeres questions for clients whether he is doing a loan or not.

Call him!!!
0 votes Thank Flag Link Sat Feb 21, 2009
Thats exactly what I do for my clients. As a mortgage broker also, I able to access wholesale industry rate sheets. Here I am able to watch them on a daily basis. After a client and I agree on a rate and product, I call them when its available, we lock the loan and proceed to closing. If you are interested check with few mortgage reps in your area
0 votes Thank Flag Link Sat Feb 21, 2009
I assume you are talking interest rates here. I don't know of a system that would be able to do so. Your individual interest rate is dependent on a lot of factors and varies even from bank to bank. The interest rates that are quoted are usually averages, but may not pertain to anyone in particular at any given time. Your best bet is to have a conversation with a really good mortgage rep and let them keep you in the loop based on your specific situation.
0 votes Thank Flag Link Tue Jan 27, 2009
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