That is a long time to ask for a financing contingency even if it is VA. I would shorten that up to about 14 days and you should be okay. That is unless there are other contract stipulations that may have caused the seller to reject the offer.
If you want to stick to the 25 days I would get your agent to convey your reasons for the longer than normal contingency. You should be able to resolve this easily with the listing agent and seller.
I think you came across as though you need over 3 weeks just to get approved for financing, thereby making you not look like a strong and commited buyer.
If you need a loan approval, I can have one for you in about 25 minutes, not 25 days. Just let me know if I can help in any way.
Bank of America Home Loans
Your financing contingency was fairly reasonable, but many factors enter into the decision making process of the seller.
You may have not been the only offeror and another buyer may have offered more, or another offered nearly the same with a shorter financing contingency, or another buyer offered less, but made it an "ALL CASH" deal with a short closing time.
One of my clients made an offer on a property recently well above the asking price but someone else made an lower offer earlier in the day and the seller/bank had already verbally accepted that lower offer. They (to their credit) stood by their verbal acceptance, so my buyer didn't get the property.
My advice to you is to continue pursuing your financing so that it is almost fully approved pending your selection and contract for a future property. Then you will feel comfortable making an offer with a shorter financing period (just long enough to get an appraisal completed).
Karen and Warren Owen
Follow us on Twitter at " warrenowen "
Visit our Blog at http://TheWarrenReport.info