$84k is the loan balance. this is not a listing for sale,it is a RealtyTrac posting. RealtyTrac is not a listing site,nor are they authorized to list properties.They publish notices of foreclosure & default they pull from the public records. They are a for profit site & they make their profit by getting people to register & pay for info that is available for free. this property is not yet on the market. when foreclosure is complete,it will be listed at market value on the MLS. i suggest you contact a local realtor who will be able to advise you when this property actualy does come on ther market.