I have a home for sale in Cincinnat. It is located 15 minutes from downtown or the levy. The home was built for my family and I in 2002. It is a brick traditional 4500 sf home with many upgrades on 6 acres that are private but not secluded with inground pool and 1 ac. pond that offers a water front appeal to the home. I did not hwant to move from there........ever, but was reloacted to Greenville SC. The link to our listing is listed below.
The other reponses are great advise. This market now is a great time to buy as you know. From what I understand, the banks are going to unload a lot of Lender owned properties by the end of the this year. Even if you had a low monthly payment in addition to putting a good amount of cash down is great. Homes have not been this low in decades, so if you are going to do it, I would suggest to buy by the end of 2009. Have a wonderful day!
Sheri Mapes the Cincy House Expert
There is no magic pill for what you are looking to do. You have very simply stated the goal of nearly every home buyer in the US, and as such, if there was an easy way to do what you are trying to do, there are would be millions of people doing it. That said, it would be rare for a Tax sale to accomplish what you are attempting to do.
My recommendation to you is something that your grandmother would have told you. If you want something, save up and buy it. The only surefire way to buy a house debt free is not some special program, it is to work hard and save up money. Once you have enough money to purchase a home, buy it with cash.
I know this response is a little direct, but I hope I haven't been unclear.