The answers that have been given are correct based on the limited information you gave us. With some addtional information we could give you the absolute correct information. My business is based in San Jose and if I can offer you some local knowledge, I would be glad to.
Have a great evening!
Keller Williams Realty
Is this property actually listed for 100K? Then that will be the point of sale. However if this is On Notice Of Default, then there's more to this than meets the eye.