If the home is to be auctioned, you will likely need cash. If you can purchase the home from the estate, you may be able to finance it with a traditional loan, although the court may impose its own restrictions "in the best interests of the estate." Do you already have a realtor you work with? If not, contact a probate attorney or real estate agent in your area who specializes in probate listings. I can suggest a few if you need help.