I recently posted a blog entry about the current mortgage environment in the Rye/ Harrison N.Y.area after interviewing two experienced and reliable mortgage brokers in the area, but the information in many ways holds true for all of Westchester and Fairfield County. Some local attorneys are telling me they are seeing more FHA loans than ever before. You can find the post in Trulia blogs under "Rye Real Estate" or click on the link below.
I added a link for Jim VanSlyck who is with Thoroughbred Mortgage, an affiliate of Wells Fargo Home Mortgage associated with Houlihan Lawrence. Wells Fargo is one of the largest FHA lenders and he is a very nice guy, he can really help you out and give you guidance. It's a great time to buy, especially when you have nothing to sell and you are a first time homebuyer.
Best of luck,
Jim Van Slyck
Thoroughbred Mortgage, LLC
An Affiliate Of Wells Fargo Home Mortgage
3 West Main Street, Suite 204
Elmsford, NY 10523
Legends Realty Group
Your instincts are right. As an agent I can send you emails of listings etc... but will refer you immediately to a mortgage broker who is the expert., NOT the agent. I work with an excellent Mortgage Broker who has a vast wealth of info plus dozens of Mortgage Products to work with. Give me a call and I'll give you his name and number. I personally sell homes in Northern Westchester/Lower Putnam Counties, and if I can possibly help with that also let me know.
Pam Brokate Cell is 914-447-3600
His name is Angelo Di Michelo. He has MANY of our clients. People are VERY happy with him.
His # is 917-860-9145.
It is a very good idea to have the conversation before you fall in love with a house! Also to know what price range you are truly in.
We also had a credit expert speak to us last week that will go over your credit report very carefully to be certain that there are no hideden unknown problems. She has found such items as late library books and unreturned Blockbuster Videos to skew a score!
If you would like more information just give me a call.
All the Best,
Karen from Katonah
Karen Benvin Ransom