2009 President, Western Michigan Chapter
Women's Council of Realtors
I normally try to avoid a dual agency situation at all costs -- when I see people saying they only call the listing agent on homes b/c they think it saves them money -- I cringe -- after all, a buyer agent is FREE, you know?
Aside from that...have you tried another lender? There are lending rules in the state that any company has to adhere to. Why did your closing costs/pre-paids change?
I also think that if a client has a good agent, an attorney isn't necessary. All of the documentation I use is required by the state (even Bank addendums can't really be changed) and have to be part of the sale.
If the deal falls apart and you don't have the money, you don't have the money. Ask the agent what he's willing to do if you're unable to come up with the cash to complete the deal. Just a thought. I'm sure he/she would rather make sure the deal close than not...