Tim, not sure why yo are focused on those, because as Don mentioned, it is just about 2-3% of the overall Foreclosure/REO/Bank Owned market right now. Is there a special reason you are looking at them? Otherwise, my Lodi office has quite a few traditional opportunities to look at. Let me know if you want to talk to one of them, I will put in touch. 209-758-3113 or email@example.com Best of luck "The Coach"