Home Buying in 08055>Question Details

Home buyer, Home Buyer in Mount Laurel, NJ

Hi, I am a first timer buyer and love Medford area...but i heard about flooding issue in some area.

Asked by Home buyer, Mount Laurel, NJ Sat Apr 12, 2008

could you give me some guidence about the area which had flooding in past.

Thank you,

Help the community by answering this question:


The mortgage company you choose to work with (lender) will provide you much of the information when it pertains to insurance. If it is in a flood area, you will know, and will pay a premium for insurance. Also, when purchasing a property, you will order a survey so that you can see the property lines etc. I grew up in Medford, and loved it as well. Best of luck in your search!
0 votes Thank Flag Link Wed Dec 18, 2013
When a lender, such as myself, is doing a mortgage, we order a flood certificate to see if it is in a flood zone. Many Medford homes are not in a flood zone. There is a website where you can check but I cannot guarantee it's accuracy. Freeflood.com
Please call me if I can help get you qualified for a mortgage or beat any rate quote you may have gotten! (I have over 15 years experience!
Nanci Brogan #367192
Branch Manager
Redwood Mortgage Company #51040
0 votes Thank Flag Link Thu Sep 26, 2013

As stated by the others, the flooding occurred because the dams broke. The dams had not been inspected properly and the homes in those areas have been assessed for those damages. If you happen to be interested in one of those homes, this assessment will be disclosed to you. The township does have a flood zone map which you can review to see which areas are in a flood zone. Please do not let this deter you from Medford. I live in Medford and it is a great area. I am less than 1/4 mile to some of the flooding yet I do not live in a flood zone.

Theresa "Terry" Bower
Coldwell Banker Elite, Realtors
679F Stokes Road
Medford, NJ 08055
(609) 970-4963 (cell)
0 votes Thank Flag Link Tue May 13, 2008
Hi Hina,

Not to repeat the previous answer but just to add that your mortgage company will require a flood certificate to determine if you are in a flood zone and if flood insurance is required. You can also go to the township office and look at their flood map. Every township has a map that was done by the Army Corp of Engineers that determines flood zones. There are varying degrees of a flood zone, 50 year, 100 year, etc. The amount you pay for flood insurance is determined by these ratings.

My advice would be to stop by the Township Office and view this map before you go out house hunting. There is also a FEMA web site that might provide some help.

Good luck,
Rosanne Gentile
Broker - Sales Associate
Weichert, Realtors
856 235-1950 x 140
609 680-8490 cell
0 votes Thank Flag Link Sat Apr 12, 2008
The flooding that nhappened a few years ago happened because the private dams that people had on their properties, gave out. After this there was some talk of the state having to have madatory inspections of those. And yes, the higher then usual rainfall and water runoff that year contributed to the dam failures.
If you are going to be looking to buy your first home, be sure to work with a professional that specializes in dealing with first time home buyers.
Web Reference: http://www.norentnj.com
0 votes Thank Flag Link Sat Apr 12, 2008
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