Financing in 78586>Question Details

Groundzero1, Other/Just Looking in San Benito, TX

Where can I get a free credit report without a credit card?

Asked by Groundzero1, San Benito, TX Wed Apr 9, 2008

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As others have mentioned, you can go to http://www.annualcreditreport.com which is the FTC approved site that links you directly to the three major credit bureaus. HOWEVER, you will not get quoted to you a FICO (credit score) unless you dish up the extra cash for it!

Like Bruce actually suggested, if you go to a lender.. they will be pulling your credit AND score for free! That way you can get a much better idea of where you are at.
Web Reference: http://www.eXposedHomes.com
0 votes Thank Flag Link Thu Apr 10, 2008
annualcreditreport.com OR forwarding a letter to all 3 credit bureaus with 6 forms of ID DL, SSN, 4 billing statement that anchor you to your current address.
Web Reference: http://www.lynn911.com
0 votes Thank Flag Link Wed Apr 9, 2008
I am providing you with a link to the Clark Howard Show. He is a national radio talk show host that provides valuable consumer advice http://clarkhoward.com/topics/freecreditreportinfo.html.

Regards.
0 votes Thank Flag Link Wed Apr 9, 2008
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months.

You can order them online at http://www.annualcreditreport.com
or call 1-877-322-8228
0 votes Thank Flag Link Wed Apr 9, 2008
It's your right as a consumer to obtain a free annual credit report! Here is a good link.
0 votes Thank Flag Link Wed Apr 9, 2008
If you're thinking about buying a house, get it from your loan officer who is going to do your pre-qualification for you. They're the best people to help you evaluate it and provide you a score.
Web Reference: http://www.teamlynn.com
0 votes Thank Flag Link Wed Apr 9, 2008
Bruce Lynn, Real Estate Pro in Coppell, TX
MVP'08
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