Question Details

acoreana10, Other/Just Looking in Plaistow, NH

hello . please i like to know if someone can tell me if i pay my mortgage late will this affect my credit ?

Asked by acoreana10, Plaistow, NH Tue Mar 3, 2009

Help the community by answering this question:


You usually have 10 - 15 days from the due date before you are charged a late fee. It should not show on your credit unless it is 30 days late. For example, if it is due on the 1st and you pay it on the 29th, you know about it and the bank or mortgage company knows about it, but the credit bureau is not usually notified unless you are past the 30 day mark. Hope this helps.

Robin Zapata
Realty Executives
0 votes Thank Flag Link Tue Mar 3, 2009
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