Most loan officer will need:
Proof of employment 2 more years
Complete their application most is on line
Upon brokers requirement will detemine amount of home you qualify for, provide you downpayment for approx. 3.5% or more.
Lender will publish a letter for selected buyers agent submit with sales offer presented.
If you are leasing a property best to wait approx. 60 -75 days prior lease expiring to start loan process search for a home. Allow 30 - 45 days point of executed contract close on a home
Owning a home you receive annual tax benefits, interest rates are low, some great deals on market.