Fisbos OMG... and thats why they dont list with us! WHen I have a listing oportunity i go to town pull all records to see how many beds/baths sqftage, COs etc. I agree with everyone who has answered thus far. all correct especially Kathy. If you go foward with such a transaction and town has something different then what the fisbo is advertising, with the title search is done can change what the playing field is and may even impact what your bank may lend you. If you were going to get 500k for example for a 2200 sq ft 3BR 2BATH home, but public records show the home as 2BR 1 Bath, with 1440sq ft that will hold a different value in the banks eyes and may not get a loan. If you are in mahopac or carmel, go to town hall on Mcalpin ave off Croton falls rd and go to second floor to building dept. when i am there I bug Dennis or George. You will go to the desk and give the addres, unless you have the tax id for home. Then you will fill out a Freedom of information paper to view the file. then ask if some one can help you and ask for them. They are all helpful in that office. They are awsome when you have questions. Good luck!
You will need to check with the town regarding co's. Having no co's not only impacts the value of the home but could make getting title insurance an issue. If it is legally a 2 br 1 bath, it should be priced comparably to another 2br 1bath.
I would have to agree with the advice that you have been receiving. You need to go by what the town has on their records. There is a very good chance that none of the work done has been approved. If you are considering making an offer on this house I would suggest several options. 1) get an agent and format your offer so they are including the commission in the sale price 2) get an attorney and 3) remember NY is a "Caveat Emptor" State- buyer beware. ALWAYS DO YOUR DUE DILIGENCE!!!
For more help or representation, please call me,
If you are going to do this on your own, you'll need to go to Town and determine what they have the house listed at regarding bedrooms/baths. Then you would make your offer depending on that. Again, remember unless you go thru the process of getting c/o's you will only be able to re-sell this house as it is listed at the town.
Let me know if you have any further questions.
Houlihan Lawrence-JV office
Coldwell Banker Triad
This is also a good reason not to purchase from an unrepresented seller or to try and sell on your own.