Your situation is unfortunate, but you will come through it. As as property manager, I usually don't rent based on credit score. Some tenants are older and don't have or use credit. Some have section 8 vouchers and usually no credit. I usually frown upon evictions, foreclosures, and collections associated with the living situations. If you are denied a rental property based on your score, the landlord needs to disclose the source of information that caused the denial (Fair Credit Reporting Act). When I deal with people with adverse credit, but steady income, and clean criminal backgrounds, I advise them that they will be required to pay an increased security deposit, or pay the security deposit, plus the first and last month's rent. You can also request a longer lease term, maybe 24 month, to stabilize yourself and rebuild your credit worthiness.