Property Q&A in Memphis>Question Details

Takesha Wate…, Home Buyer in Collierville, TN

what are the credit critera for someone who is 24 years old and not that good of credit?

Asked by Takesha Waters, Collierville, TN Mon Feb 9, 2009

This question is about this property:…

Help the community by answering this question:



Your age has no bearing on your ability to qualify for a home mortgage. However your credit score, income, and debt level does. The best advise I can give is to speak with a mortgage professional to determine where you are and what actions you need to take to qualify. There are a number programs around that advertise that can improve your credit score, most are scams. The link below will show you one this is not a scam. I know of several buyers that have gone through this program oan have qualified for a home at the end. I recommend that you check into this program, it is the best I have seen, If I can help in any way please give me a call.

Gerald Williams
Affiliate Broker
Mortgage Loan Officer
BenchMark Realtors, LLC
BenchMark Mortgage, LLC
0 votes Thank Flag Link Tue Feb 10, 2009
There is no doubt that the credit critera has been raised but your ability to get a mortgage still will depend on a few different things. Credit score, amount of down payment and income are just a few. A mortgage professional can take your information in a short phone conversation and tell you where you stand, they should be able to recommend a credit repair company that could help raise your scorces.
0 votes Thank Flag Link Tue Feb 10, 2009
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2016 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer