Your age has no bearing on your ability to qualify for a home mortgage. However your credit score, income, and debt level does. The best advise I can give is to speak with a mortgage professional to determine where you are and what actions you need to take to qualify. There are a number programs around that advertise that can improve your credit score, most are scams. The link below will show you one this is not a scam. I know of several buyers that have gone through this program oan have qualified for a home at the end. http://www.pumpupmycreditscore.com I recommend that you check into this program, it is the best I have seen, If I can help in any way please give me a call.
Mortgage Loan Officer
BenchMark Realtors, LLC
BenchMark Mortgage, LLC
There is no doubt that the credit critera has been raised but your ability to get a mortgage still will depend on a few different things. Credit score, amount of down payment and income are just a few. A mortgage professional can take your information in a short phone conversation and tell you where you stand, they should be able to recommend a credit repair company that could help raise your scorces.