You will not find anything right now that will allow you to state income. Even the Fannie Income Doc Waiver is gone, which I am sure you would have qualified for this time last year.
My best option for you would be a non-occupant co-borrower with enough income to help you qualify. You should be shooting for a 55% max back-end Debt-to-Income Ratio.
If you have any questions, please let me know. Good Luck
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