1. the 60 days you have to wait to hear from a bank, you could have made 2 or 3 better deals with a property that has been on the market for a long period of time. Drop a 80% offer.
2. You are attempting to make a deal in a house covered in a cloud of bad energy, don't be surprised when it rubs off. Personally I stay away from these for this reason entirely.
3. One way to get a deal is dropping a hand written note on ANY house in a neighborhood you want to buy that says "my girlfriend and I want to buy a house in this neighborhood and yours looks cute from the outside. Do you know anyone that is looking to sell?" I always get responses, better prices and positive energy into the home.
Best of luck to you!
You (or, if you had an agent your agent would) negotiate with the Seller. When you have acceptance with the Seller, then the Seller negotiates with the bank.
Let me qualify that--that is how it works in my local market, in western Washington State. It might be different in your real estate market.
It's possible. Sadly, the chances of success may even be the same as using a REALTORÂ®.
There's an awful lot you have to know about the process and even agents that I know tend to jump into the process without knowing how the process is to be conducted.
If you feel you have all your ducks in a row, or close to it, give it a try!
I would love to hear how you make out.
JD â€œDanâ€ Weisenburger, GRI
Vanguard Realty, Inc. GMAC Real Estate