Not necessarily. It also depends which program and IF there is still funding available. You would be surprised how many people think they CAN'T own a home and find out they do because of government subsidy.
Feel free to send me your info. Also, Fred provided some really great websites that you could check out.
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Please see the information about the Comunity Housing Works affordable housing programs in San Diego.
Here is information about the San Diego Housing Commission with more affordable housing information and programs.
You can find home buying assistance programs at this site.
Our site below has buying information and tips .