With less than perfect credit, your interest rate is still going to be quite a bit higher regadless of the increased downpayment. I would stongly consider credit restoration. This will enable you to get a better loan program and enjoy the benefits of a good credit rating -
For information on credit restoration, please visit the following links -
Both will provide great information. If you have any additional questions, please feel free to contact me at firstname.lastname@example.org and I will be happy to assist.
The best place to start is contacting a lender, he or she will explain you the process and requirements, if you need a list of lenders in the area I'll be more than happy to assist you. Call me or e-mail me and you can start moving forward on the future purchase of your home.
I am a mortgage broker. If I can be of service, please let me know!
877-238-6324 Ext 704
Let me help you with that. I am a local REALTOR and I have local people who do the mortgages. Let me guide you through the process to be able to find what is best. You may not need the 50% down, but we need to get with some of my people to see.
Give me a call tomorrow, or email me your contact info so that we can get together on this.