In the price range you have, you will find in Warm Springs area SF homes that are about 45 yrs old. Again, not many homes come in this price range. In 95132, you are likely to get only townhomes. So to answer your question, Warm Springs is probably the place you will find in this range.
Note, 9539 also spans across Mission Schools. The dynamics are totally different here and you will rarely find townhomes in this range. Keep looking at my website and I may have one soon that could be of interest to you.